Freedom Gold Credit Card Review | Application

The Freedom Gold Credit Card is a Gold Card that requires no security check, employment details or any other hassle. Woefully the credit card has a high annual fee associated with it. Once the Freedom Gold Card will be approved you will be automatically registered in the Horizon Card Services membership plan which is probably a high price for a credit card of this range.

The credit card is an exorbitant choice if you are looking forward to building your credit. If you wish to shop at the Horizon Outlet then you might consider applying. Here is everything you need to know about the Freedom Gold Credit Card.

Freedom Gold Credit Card Details


  • Loyal customers of the Horizon Outlet stores can consider applying, as it has a few perks for shopping at the outlet.
  • The APR for the credit card is 0%.
  • The Credit line for the credit card is low. Hence customers which a poor credit can easily obtain the credit card.


  • The usage of the credit card is limited to the Horizon Outlet. Therefore, it would be better if lookout for something else that has a lesser fee associated with it.
  • Freedom Gold Credit Card costs $24.95 per month and for a year it charges $299.40 which is too high for a credit card.

Freedom Gold Card Information

Credit Card Name Freedom Gold Credit Card
Credit Card Type In-Store Credit Card
APR Rate 0.00%
Grace Period for Repayment N/A
Late Payment Fee $20
Delivery Signature Verification $2.50
Minimum Monthly Payment $25 or 10% of the balance
Processing Fee As per the products purchased
Cash Advance Fee N/A
Credit Card Website

Where Can You Use the Freedom Gold Credit Card

As mentioned earlier the credit card is made for usage at the Horizon Outlet. At the Outlet, the cardholders can find men’s, women and kids’ apparel, toys, auto finance products, secured credit cards, and kitchen and home essentials.

Howbeit, there is no free delivery for the items purchased. You need to pay a minimum of $2.50 as a delivery charge.

Services Offered by the Freedom Gold Credit Card with the Horizon Card Services

  • My Universal RX– The plan showers the users with a discount of 40% on all eligible prescriptions and medications at all the partner pharmacies.
  • Privacy Protection– You can access your credit report anytime any anywhere logging into your Gold Card account.
  • My Legal Assistance– You can get a 30-minute consultation from a professional and access to legal help.
  • My Roadside Protect– One can approach services such as fuel delivery, lockout service, tire change service and towing.

Important Things You Should Look into Before Applying

The credit card is only valid for use at the Horizon Outlet stores. It is a store card made for purchases at the Horizon Outlets.

There is a $5 validation fee and issuance charge on approval of the card.

As you activate the Freedom Gold Card you will be required to pay $24.95 as automatic membership enrollment.

The minimum monthly payment for the credit card is 10% while other credit cards charge only a few dollars.

Late payment fee is as high as $20. Therefore if you fail to pay on time you will be burdened with a high fine.

Freedom Gold Credit Card Application

Step 1– To get the credit card inside your wallet you must open the website of the Freedom Gold Credit Card (

Step 2– On the website, you will find an application form. Fill in the required details and submit for approval. For assistance, the applicant can get in touch with the support team.